Many people take pride in their cars and like to add personal touches to them to reflect their hobbies, views, and personalities. While some people may choose to hang items from the rear-view mirror, attach items to the dash-board, or place bumper stickers to distinguish their vehicle from others, some people choose to install or make drastic modifications to their vehicles for image and performance.
Unfortunately, some additions to your vehicle may cause the cost of your car insurance to go up significantly. If your insurance provider has reason to fear that you will engage in dangerous or reckless behavior, they will raise your insurance rates. Cars that have performance modifications or image changes that reflect reckless behavior may be more difficult to insure.
Some people choose to modify their cars in different ways for the express purpose of racing the vehicle. Individuals may choose to install newer and more powerful engines or systems that help the engine's performance in a race. Still others will modify the body and frame of the car to make it lighter and more aerodynamic.
Aside from performance enhancing alterations, some people choose to install lights under the vehicle, around the license plates, or near the windows. Still others place televisions, gaming systems, and other types of entertainment upgrades into their vehicles. If these after-market systems are deemed dangerous or a theft hazard, the person's insurance policy may become more expensive.
Flashy or expensive additions to a vehicle may make it more attractive for theft and vandalism, thus increasing the risk of an insurance claim. Vehicles that are modified to participate in racing are also very risky, because of the high likelihood of collision or breakdown.
For some, alterations and vehicle modifications are a form of expression. People like to put personal touches on their cars, trucks, motorcycles, and other vehicles, and they often like to express themselves through their automobiles. Although the cost of insuring a modified vehicle may be more expensive than other cars, it is essential that the owner carry insurance to protect themselves and others in the event of a collision.
For more information on insuring sports cars or other vehicles, visit the website of the Chicago insurance professionals of Insure on the Spot.